Privacy Statement

FACTS

WHAT DOES NATIONAL BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal laws gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product of service you have with us.  This information can include:
  • Social Security number
  • Income
  • Payment history
  • Transaction history
  • Credit history
  • Overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons National Bank & Trust chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information. Does National Bank & Trust share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
No We don't share
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our nonaffiliates' to market to you No We don't share

Questions?

Call 979-968-3136
What We do
How does National Bank & Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does National Bank & Trust collect my personal information?
We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • use your credit or debit card
  • Show your government-issued ID
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the fight to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.  See below for more on your rights under the law.

Definitions
Affiliates Companies related by common ownership or control.  They can be financial and non-financial companies.
  • National Bank & Trust has no affiliates.
Nonaffiliates Companies not related by common ownership or control.  They can be financial and non-financial companies.
  • National Bank & Trust does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include Cetera Investment Services, LLC.

Other Important Information

National Bank & Trust does not use "cookies" to collect and track information about you online.  Our website is not directed at children, and we do not knowingly collect or maintain personal information from children.