Certain personal information about visitors is collected at the web site of National Bank & Trust, La Grange, Texas (the Bank).  Personal information is collected from the visitor at the time an Internet application is submitted, at the time transactions are conducted through the online banking service, and at the time the information is provided by the visitor via e-mail.  During the visitor’s use of the Internet banking system, the Internet provider will pass a “cookie” to the browser for identification.  The Bank does not use “cookies” to collect and track information about the visitor.

The Bank recognizes the importance of protecting children's identities and privacy online.  The Bank's web site is not directed at children.  The Bank does not knowingly collect or maintain personal information from children.

Information is collected for the purpose of processing the application, transaction, or request for information.  The information will be used for the purposes of meeting your banking needs and requests, and providing future services for customers.  When a customer ends the relationship with the Bank the collected information is treated as if they were still a customer.  The Bank collects nonpublic personal information about consumer customers from the following sources:  information received from the customer on application and other forms; information about customer's transactions with the Bank (such as information about a deposit or loan account); and information the Bank receives from a consumer reporting agency.  The Bank does not sell customer information.  The Bank may disclose nonpublic personal information about customers to PrimeVest Financial Services, Inc., a nonaffiliated third party which offers the following financial products and services:  life insurance and retail non-deposit investment products.  Other than to PrimeVest Financial Services, Inc., and except as permitted by law, the Bank does not disclose nonpublic personal information to nonaffiliated third parties.  A nonaffiliated third party is a company that is not owned or controlled by the Bank.

Ensuring your financial privacy is of vital importance to the Bank.  The Bank maintains the policies and practices designed to protect the confidentiality, security, and integrity of customers’ nonpublic personal information.  The Bank limits employee access to confidential customer financial information to those employees with a business reason for knowing such information.  The employees are trained to understand the importance of customer financial privacy and to properly handle confidential information.

The Bank attempts to maintain the most accurate and up to date customer records as possible.  If you find that your account information is not correct, current, or complete, please call, e-mail, or write to the Bank at the telephone number or address on the bottom of this notice and appropriate corrections will be made as soon as possible. Information submitted by the Bank’s online banking service is protected by encryption technology which scrambles account information to reduce the possibility of access by unauthorized individuals outside of the Bank.  To further protect your online banking service, the Bank requires the use of ID and password.  If you feel the Bank has not met our obligations in the protection or use of your personal information, you may submit a complaint to the Compliance Officer, at National Bank & Trust, P. O. Box 310, La Grange, Texas 78945, by e-mail to Janice Homeyer, or fax to 979/968-5963.  Any complaint will be handled in compliance with the Bank’s Consumer Complaints Policy.