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Ready to purchase a new home?
It is our job to help you make your dreams come
true. Let us help you finance your new car with one
of our vehicle loans. Our Visa and MasterCard credit
cards offer all of the advantages you could ask for.
Figure out monthly installments, or maximum purchase
price you can afford. We can also help you
with your college and retirement planning.
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Mortgage |
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Thinking of
buying or building your dream home
or owning your own little piece of
Texas? Let National Bank &
Trust help you with all of
your real estate financing needs. We
offer low closing cost, competitive
rates, and the personalized service
that you would expect from your
hometown bank.
We also offer Home Equity
loans which can be used for whatever you
prefer...college tuition, debt consolidation, or
that much needed vacation, just to name a few. We
also offer Home Improvement loans to help you out
with your remodeling projects or additions to your
home. Come by or call one of our friendly loan
specialists today...we are ready to listen to your
banking needs.
For additional information
contact:
Loan Department (979) 968-4538
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Vehicle Loan |
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Buying a new car can be very stressful. Am I
getting a good price on this vehicle? Am I going to
have enough money to pay for it? Well,
National Bank & Trust can help with at least
one of those questions. Let us help you finance your
new car with one of our vehicle loans. We offer a
low monthly payment and an equally low interest
rate. Texas Residents Only.
Finance a new
vehicle for up to
100%
Download Personal Loan Application
(File
size 57kb - PDF Format
 )
Calculate an estimated
loan payment with our
For
additional information call (979) 968-3136 or
(800) 330-3136
How do I apply for an auto loan?
All
you need to do is complete the loan application
and mail or bring in to the Bank. The dealer
must then fax us a copy of the sales agreement
showing how much you are paying for the car.
It's just that simple! In most cases we will be
able to reply within 24 hours on a business day.
Be sure to fully complete the application.
Please include your daytime phone number so that
we may contact you with the decision on your
loan. All applications are subject to credit
approval. National Bank & Trust is an equal
opportunity lender.
If I am approved for a loan, what do I need to do?
Once
notified of your loan approval and you have
located the new car or truck you are interested
in, have the dealership fax us a dealer
worksheet with the details of the purchase. Our
fax number is (979) 968-5963. The worksheet
should include the description of the vehicle,
color, and serial number, along with a breakdown
of the cost.
Also, have your insurance company fax to us
proof of Full coverage on the vehicle being
purchased. The insurance binder must show
National Bank & Trust , La Grange, Texas, as
lien holder for the car or truck being
purchased. The lien should be shown as follows:
National Bank & Trust , La Grange,
Texas
P.O. Box 310
La Grange, Texas 78945
What is the most convenient way for me to make loan
payments?
Consider allowing us to
automatically draft your account at National
Bank & Trust for your monthly payment. To
activate this free
service, just sign an Automatic Transfer Form.
If you do not presently have an account with our
Bank, we encourage you to visit our
Bank Products
section of our web site for complete information
on the different accounts
Is there a prepayment penalty?
No!
Your loan does not have prepayment penalty.
Call
(979) 968-4525 or (800)330-3136 for current interest
rates on new and used vehicles. |
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Kelley Blue Book |
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 Check
out the value of your trade-in or the value of
the vehicle you want to purchase with
Kelly Blue Books.
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Financial
Calculators |
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Our Home Affordability
Calculator gives you three
ways to determine how close
you are to your dream home. |
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Use this calculator to
determine your monthly
payment and amortization
schedule. |
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Should you lease your next
automobile or finance it? |
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College costs are rising
significantly faster than
the rate of inflation, but
careful planning can keep
them within reach. Our
College Planning Calculator
can help you determine if
you're on the right track. |
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Quickly determine if you
retirement plan is on track
- and learn how to keep it
there. |
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Find out how much automobile
you can buy based on your
monthly payment, or find out
your loan payment based on
your purchase price! |
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Should you consolidate your
debt? This calculator is
designed to help determine
if debt consolidation is
right for you. |
Please note that all financial
calculators require a Java enabled
browser. For best results use Internet
Explorer 4.0 and higher or Netscape
Navigator 4.0 and higher.
Information and interactive calculators
are made available to you as self-help
tools for your independent use. We can
not and do not guarantee their accuracy
or their applicability to your
circumstances. We encourage you to seek
personalized advice from qualified
professionals regarding all personal
finance issues. |
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Hometown Credit Card |
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You
Deserve the Credit! |
Make your new MasterCard or Visa
card your constant traveling
companion and you'll have instant
credit at your fingertips. Your new
card is already packed with
everything you need to take you
anywhere you want to go. From the
tiniest boutique to the largest
resort, Hometown Card is your ticket
to the very best. Accepted around
the globe wherever you see the
MasterCard or Visa emblem. You'll
benefit from its convenience and
security whenever you use your card
to travel, shop, or dine. In
business or pleasure, you'll find it
makes your life a little bit easier.
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Automatic Travel Accident Insurance |
You, your spouse, and your dependent
children up to age 19 (age 23
for full time students at an
accredited school or college)
are automatically covered with
common carrier travel accident
insurance every time you travel by
air, bus, train, ship, taxi, or any
other common carrier anywhere in the
world when you charge your entire
fare on our card.
This coverage is available to you at
NO EXTRA COST!
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The NBT "Hometown" Bank Card
offers all of the
advantages you could ask for:
No Annual Fee
Unlike many banks,
we don't charge you an annual fee to
use our card.
Low APR
Our 13.9%
Annual Percentage Rate is probably
significantly lower than any card
you have now. Our card is the one to
use.
25 Day Grace Period
No interest is
charged on retail purchases if your
balance is paid in full within 25
days.
Easy Monthly Payments
Monthly
payment is 5% of outstanding
balance, minimum of $20.00.
Download Application
PDF File
size 358kb
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©2008 National Bank & Trust.
All rights reserved.
Website designed by Blondie's
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