About Us
Deposit Products
Additional Services
Loan Products
Internet Banking

 
Additional Services
When individuals and families think about the future, National Bank & Trust can help with every financial step along the way.
Your financial needs require more than one kind of bank account.

Our friendly staff can assist you in choosing the account or loan program this is right for you.

We also have loans for worthwhile purposes. After a depositor or borrower takes the first step, National Bank & Trust makes sure the rest easy.
ATM
National Bank & Trust's ATM program is your key to convenient banking 24 hours a day, seven days a week, at over 200,000 locations worldwide.  Look for the Pulse, Cirrus and MoneyMaker logos.

Your new ATM card allows you to:

  • Get up to $300 cash per day, 24 hours a day. 
  • Make inquiries on account balances
  • Transfer funds between accounts
  • Use POS terminals (stores, gas stations, etc.)

You can do it all yourself, quickly and conveniently.  Best of all you pay only $1.50 for withdrawals, $1.50 for transfers, and $1.50 for inquiries at ATMs not operated by National Bank & Trust.  There is no charge for using our ATM located at 124 East Colorado Street, La Grange, Texas.

For your convenience, you will receive a printed receipt after each transaction.  Use the receipt to update your records.  Your regular monthly statement will show the date, location and amount of each transaction.  A maintenance fee of $2.50 will be charged to your account each month.

The PIN is the "invisible key" to your account, so keep it a secret.  If you suspect unauthorized use of your card or your card is lost or stolen, simply notify National Bank & Trust, ATM Department, P.O. Box 310, La Grange, Texas 78945 or telephone 979-968-4555 during normal business hours - Monday through Thursday 8:00 a.m. to 5:00 p.m. and 8:00 a.m. to 5:30 p.m. on Friday.

Make deposits, withdraw cash or inquire about your account at our convenient, secure and easy-to-use ATM.

ATM Card Application  (PDF Format, size 132 kb)

All ATM Cards are processed at the Bank, please bring your completed application to a National Bank & Trust New Accounts Representative. 

Or use your Visa Debit Card, it doubles as your ATM Card
Use the Visa check card in place of your ATM card. You’ll have access to your cash at thousands of network ATMS around the world.

Debit Card
Your Key To Convenience.

Think of your Visa check card as a “plastic check.” Like an ATM Card, the Visa Debit card is linked to your checking account, which means you can use it at ATMs around the world. And since Visa check card is also part of the Visa© network, you can use it just like a credit card to make a purchases. But instead of charging purchases, the amount is deducted automatically from your checking account, so there are no finance charges. It’s also easy to keep track of your cash, since your purchases are listed on your monthly checking statement.

It’s Safe And Easy To Use.

With the Visa Debit card, you don’t have to carry large amounts of cash or a bulky checkbook. (One tip: Be sure to keep your receipts and record your purchases in your checkbook.) You’ll also enjoy an extra measure of privacy. Unlike writing a check, when you use the Visa debit card you don’t have to reveal your home address or telephone number. Plus, the Visa debit card is faster than writing a check, since you don’t have to present any identification.

Open Doors Around The World.

The Visa Debit card is accepted anywhere you see the Visa© symbol. There are more than 10 million Visa merchants worldwide. You can also use your card at places which normally don’t accept checks.

The Visa check card is so convenient, you can even use it to:
  • Buy groceries and other goods at selected stores
  • Make hotel reservations
  • Order items by phone or mail

Doubles As Your ATM Card

Use the Visa check card in place of your ATM card. You’ll have access to your cash at thousands of network ATMS around the world.

The Benefits Of The Visa Check Card:

  • Doubles as your ATM card
  • Accepted anywhere you see the Visa© symbol, yet there are no credit charges
  • Money to pay for purchases is deducted from your checking account
  • No. I.D. or other personal information required
  • It’s easy to keep track of your cash, since all transactions are listed on your checking statement

Apply For Your Card Today (PDF Format, size 461 kb)
Use our handy application to apply for your Visa check card. Simply complete the application and return it to us.
 
Tele-bank

CALL Our 24-Hour Customer Service at
 (979)968-4545 or 1(888)968-4545

You will need:

  • Your 4 Digit Security Code

  • Your Customer Number

  • Follow the Menus

Telephone Banking
  • 24-Hour Banking Convenience
  • Easy Transfers between accounts
  • Loan Payments
  • Faxed Statements on request
  • Private, easy and convenient banking from your touch tone telephone.

Banking at your fingertips...

During regular banking hours a Customer Service Representative is ready to be of service.  In case of errors or questions about your electronic transfers, telephone us at the bank's main phone number (979) 968-3136 or (800) 330-3136 or write us at the 145 West Colorado, P.O. Box 310, La Grange, Texas 78945.
Electronic Statement Disclosure

This disclosure contains important information about our Electronic Statement product, also referred to as E-Statements. You should keep a copy of this disclosure for your records.

At the end of the disclosure, we will ask you to accept periodic deposit account statements in an electronic format rather than a paper format.  Before providing your consent, please read and consider the following information. Then, if you agree, you can click the "I Agree" button at the end of the disclosure.  

·         E-Statement Delivery

Our Online Banking customers already experience the convenience of viewing periodic account statements online.  Additional convenience and security can be achieved by enrolling in our E-Statement product.  When you enroll for E-Statements, you can eliminate the delivery of paper statements and the enclosed checks.    

Our E-Statement product is easy to use, simply login and navigate to the “statement” page within the Online Banking Service. 

If you enroll for E-Statements, your periodic account statements will only be accessible through our Online Banking Service. 

There is no charge for this service!

·         Email Reminders

If you enroll for E-Statements, we will send you an email alert to the email address you provide when your statement becomes available for viewing online. You can change the email address for the statement alert at any time by accessing “User Services” within the Online Banking service.

The email alert will include a link that takes you to the Online Banking login screen and after you login, it will take you directly to the “Statement” page.  You can also navigate to the “Statement” page anytime after you login to the Online Banking Service. 

·         Statement Availability

E-statements are securely available online for 24 months. Check images can also be easily accessed online for 24 months. Both E-Statements and check images may be downloaded or printed for permanent retention.  

You may download or print E-Statements or check copies from your computer if you have the hardware and software described below. You can also save copies to your hard drive or other media for viewing and printing at a later time. 

If you need help printing or if you need a paper copy, please contact us at

 979-968-3136, bookkeeping@nbt-texas.com, and/or P.O. Box 310 La Grange, TX 78945.   

·         Enrolling for E-Statements

You may enroll for E-Statements as part of the Online Banking enrollment process, or you can “opt-in” at any time by accessing either the “Statement” or “User Services” page within the Online Banking Service. 

You can choose to receive E-Statements for all of your online accounts or just one. 

·         Canceling E-statements

You may opt-out of E-Statements at any time by accessing either the “Statement Page” or “User Services” within Online Banking.   If you opt-out of E-Statements, we will resume delivery of your paper statements by U. S. Mail.  There maybe a fee associated with the reinstatement of paper statement.   

·         Hardware and Software Requirements

You don’t need any special hardware or software to access E-Statements.  If you can access the Online Banking Service, you should be able to access your E-Statements.  However, prior to enrolling for E-Statements, you should verify that you have the following required hardware and software

·     Internet Access.

·     A computer and Internet browser that can support 128-bit encryption.   

·     Note: For security purposes, you should use the most current version of either:  Microsoft Internet Explorer, Netscape Navigator/Communicator, or AOL’s browser.  The most current browser versions are typically more secure and will support 128 bit encryption.  Browser upgrades are accessible on the Internet banking login page.

·     Access to a printer or storage medium such as a hard drive so that you can download and/or print disclosures and/or statements for your records.

·     An external email address.

·     Acrobat Reader may also be required.

If you're lacking any of these requirements, please contact us and we'll help get you set up.  

We may revise hardware and software requirements, and if there is a material chance that the changes may impact your ability to access E-Statements, we will notify you of these changes in advance and provide you an opportunity to change your method of receiving disclosures (e.g. change to paper format

vs. an electronic format) without the imposition of any fees. 

·         Email Address Changes

In order to provide E-Statements, we must maintain current customer email addresses at all times. It is your sole responsibility to provide us with your correct contact information, including your email address.

You should notify us of any changes to your personal contact information or you can update your personal information through “User Services” in the Online Banking Service.

·         Proceed with Acceptance of E-Disclosures

With your acceptance, you agree to accept periodic deposit account statements in an electronic format.  You also agree that you have the necessary equipment for accessing and viewing E-Statements and you agree to notify us if you change your email address or if you no longer want to receive statements electronically. 

If you decide not to enroll for E-Statements, select the “cancel” button.  You can still enroll at later time within the Online Banking Service.

 
Member FDIC

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